<?xml version="1.0" encoding="ISO-8859-1"?>
<rss version="2.0">
  <channel>
    <title>Pratt&#039;s Letter Online</title>
    <link>http://prattsletter.com/cms/</link>
    <description>A look at today&#039;s banking and financing news.</description>
    <!-- optional tags -->
    <language>en-us</language>           <!-- valid langugae goes here -->
    <generator>Nucleus CMS v3.32</generator>
    <copyright></copyright>             <!-- Copyright notice -->
    <category>Weblog</category>
    <docs>http://backend.userland.com/rss</docs>
    <image>
      <url>http://prattsletter.com/cms//nucleus/nucleus2.gif</url>
      <title>Pratt&#039;s Letter Online</title>
      <link>http://prattsletter.com/cms/</link>
    </image>
    <item>
 <title><![CDATA[Industry Returns to Profitability, but Lending Declines]]></title>
 <link>http://prattsletter.com/cms/?itemid=5566</link>
<description><![CDATA[Banks and thrifts made a modest profit in the second quarter, and everybody has renewed their demands for more lending &#8212; especially for small business customers. The industry isn&#8217;t really getting better, though &#8212; it&#8217;s getting worse more slowly.]]></description>
 <category>Trends</category>
<comments>http://prattsletter.com/cms/?itemid=5566</comments>
 <pubDate>Mon, 30 Nov 2009 09:52:24 -0500</pubDate>
</item><item>
 <title><![CDATA[FDIC Issues FAQs on Prepaid Assessments]]></title>
 <link>http://prattsletter.com/cms/?itemid=5565</link>
<description><![CDATA[Banks are trying to figure out how to pre-pay their deposit insurance assessments to bail out the Deposit Insurance Fund, which is now officially out of cash.]]></description>
 <category>FDIC</category>
<comments>http://prattsletter.com/cms/?itemid=5565</comments>
 <pubDate>Mon, 30 Nov 2009 09:50:53 -0500</pubDate>
</item><item>
 <title><![CDATA[ICBA: GAO Report Shows Interchange Legislation would Harm Consumers]]></title>
 <link>http://prattsletter.com/cms/?itemid=5564</link>
<description><![CDATA[A government report suggests that big merchants&#8217; gripes about credit card transfer fees are highly exaggerated at best.]]></description>
 <category>Financial Services</category>
<comments>http://prattsletter.com/cms/?itemid=5564</comments>
 <pubDate>Mon, 30 Nov 2009 09:50:35 -0500</pubDate>
</item><item>
 <title><![CDATA[House Panel Approves Fed Oversight Measure]]></title>
 <link>http://prattsletter.com/cms/?itemid=5563</link>
<description><![CDATA[A House committee in its wisdom decided the Fed needs an audit.]]></description>
 <category>Federal Reserve</category>
<comments>http://prattsletter.com/cms/?itemid=5563</comments>
 <pubDate>Mon, 30 Nov 2009 09:49:08 -0500</pubDate>
</item><item>
 <title><![CDATA[MBA Survey Finds Soaring Mortgage Delinquencies]]></title>
 <link>http://prattsletter.com/cms/?itemid=5562</link>
<description><![CDATA[One mortgage borrower in every ten is behind in his or her payments.]]></description>
 <category>Mortgage</category>
<comments>http://prattsletter.com/cms/?itemid=5562</comments>
 <pubDate>Mon, 30 Nov 2009 09:48:03 -0500</pubDate>
</item><item>
 <title><![CDATA[FTC Extends “Free Credit Report” Rule Comment Period]]></title>
 <link>http://prattsletter.com/cms/?itemid=5561</link>
<description><![CDATA[The FTC must adopt rules by Feb. 22.]]></description>
 <category>Leg Reform</category>
<comments>http://prattsletter.com/cms/?itemid=5561</comments>
 <pubDate>Mon, 30 Nov 2009 09:47:43 -0500</pubDate>
</item><item>
 <title><![CDATA[IRS Proposes Rule for Payment Cards, Third Party Networks]]></title>
 <link>http://prattsletter.com/cms/?itemid=5560</link>
<description><![CDATA[Comments are due January 25.]]></description>
 <category>Financial Services</category>
<comments>http://prattsletter.com/cms/?itemid=5560</comments>
 <pubDate>Mon, 30 Nov 2009 09:45:23 -0500</pubDate>
</item><item>
 <title><![CDATA[Briefs, November 30 — December4, 2009]]></title>
 <link>http://prattsletter.com/cms/?itemid=5559</link>
<description><![CDATA[<ul>
<li>NCUA Proposes Corporate Credit Union Rule</li>
<li>October Existing Home Sales Hit 2 ˝ Year High</li>
<li>Consumer Confidence Edged Up in November</li>
</ul>]]></description>
 <category>Banks v CUs</category>
<comments>http://prattsletter.com/cms/?itemid=5559</comments>
 <pubDate>Mon, 30 Nov 2009 09:38:16 -0500</pubDate>
</item><item>
 <title><![CDATA[Quote of the Week, November 30 — December 4, 2009]]></title>
 <link>http://prattsletter.com/cms/?itemid=5558</link>
<description><![CDATA[&nbsp;]]></description>
 <category>Quote</category>
<comments>http://prattsletter.com/cms/?itemid=5558</comments>
 <pubDate>Mon, 30 Nov 2009 09:33:21 -0500</pubDate>
</item><item>
 <title><![CDATA[Bair Regrets Capital Injections]]></title>
 <link>http://prattsletter.com/cms/?itemid=5557</link>
<description><![CDATA[FDIC Chairman Sheila Bair has repented, says she&#8217;s sorry she didn&#8217;t resist the scheme to inject capital into big banks. She laments that the policy turned the public against both the banks and the regulators. (Did it ever!)]]></description>
 <category>FDIC</category>
<comments>http://prattsletter.com/cms/?itemid=5557</comments>
 <pubDate>Mon, 23 Nov 2009 08:17:00 -0500</pubDate>
</item>
  </channel>
</rss>